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 RESPs 

 Registered Education Savings Plans 

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Save today, even if graduation feels like a lifetime away…

You can never start saving too soon for your child’s future. At Access Credit Union, we’ll help you plan for your child’s future today with a Registered Education Savings Plan (RESP).

An RESP is an education savings account registered with the Government of Canada. It allows you, your family, or friends to put aside money for your child’s education after high school.

We make it easy to save for your child’s education with the flexibility to deposit anytime throughout the year—and you decide when and how much to contribute.


Ready to save for your child's education? Contact us today!

Contact us

Why choose an RESP?

Grow savings on a tax-deferred basis

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Any amount deposited into the account within the contribution limit—as well as any income earned from gains—grows on a tax-deferred basis.

Receive government bonus incentives

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As an added incentive, the Federal Government pays a 20% bonus into the account—up to $500 every year—to a lifetime limit of $7,200 per child.

Apply for additional education funding

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In addition to your RESP contributions, you could be eligible to receive the Canada Learning Bond and/or Canada Education Savings Grant.


Calculate RESP savings

Why choose Access Credit Union?

Earn Member Rewards

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Our members are true owners of the organization and are eligible to share in the annual profits through our Member Rewards program.

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Feel secure knowing both your principal and interest are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba. 

Outstanding service

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We ask the right questions to find the solution that will help you achieve your goals. Our dedicated team is where you need us to be.


Current Rate

RESP Variable

2.50%


Are you ready to invest in your child's future?

Join Access Credit Union 


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Apply online in minutes to become a member of Access and start saving.

Become a Member

Get personalized advice


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Book a no-obligation consultation to get financial advice tailored to your needs.

Book an Appointment

Already an Access member?


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Learn valuable self-guided tips to get the most from your banking experience.

Learn RESP Tips

Looking for RESP advice?

Investing for your child's future doesn't have to be difficult.
Find out the benefits of an RESP and learn useful tips and tricks to make the most out of your education savings.